This story isn’t new, but it’s epic. Although its origin and authenticity can’t be verified, its message shouldn’t be ignored. So that you don’t miss it, here are the three main takeaways:
- Men: Don’t cheat on your wives.
- Women: Don’t get mad; get even.
- Everybody: If you’re buying or selling a home, and it mysteriously smells like dead fish, you’ll now know the likely source of the stench.
After 37 years of marriage, Jake dumped his wife Edith for his young secretary.
His new girlfriend demanded they live in Jake and Edith’s multi-million dollar home. Since Jake had better lawyers, he prevailed. He gave Edith, his now ex-wife, just 3 days to move out.
She spent the 1st day packing her belongings into boxes and crates.
On the 2nd day, she had two movers come and collect her things.
On the 3rd day, she sat down for the last time at their beautiful dining room table by candlelight, put on some soft background music, and feasted on a pound of shrimp, a jar of caviar and a bottle of Chardonnay.
When she finished, she went into each and every room and stuffed half-eaten shrimp shells into the hollow of all the curtain rods. She then cleaned up the kitchen and left.
When Jake returned with his new girlfriend, all was bliss for the first few days. Then slowly, the house began to smell.
They tried everything — cleaning, mopping, and airing the place out. Vents were checked for dead rodents and carpets were cleaned. Air fresheners were hung everywhere. Exterminators were brought in to set off gas canisters during which they had to move out for a few days and in the end they even replaced the expensive wool carpeting.
People stopped coming over to visit. Repairmen refused to work in the house. The maid quit.
Finally, they could not take the stench any longer and decided to move.
A month later, even though they had cut their price in half, they couldn’t find a buyer for their stinky house. Word got out and eventually even the local Realtors refused to return their calls. Finally they had to borrow a huge sum of money from the bank to purchase a new place.
Edith called Jake and asked how things were going. He told her the saga of the rotting house. She listened politely and said that she missed her old home terribly and would be willing to reduce her divorce settlement in exchange for getting the house back.
Knowing his ex-wife had no idea how bad the smell was, he agreed on a price that was about 1/10th of what the house had been worth, but only if she were the sign the papers that very day. She agreed and within the hour, his lawyers delivered the paperwork.
A week later, Jake and his girlfriend stood smiling as they watched the moving company pack everything to take to their new home… including the curtain rods.
5 Ways to Help Your Dog Adjust to a Newly Bought Home
Your precious pooch will be moving with you and your family to your new home and you’re more than a tad nervous as to how she could react to the newness of the digs. All dogs require special care and handling, even more so when you’re moving to a smaller space. Because many dog breeds need exercise and room to roam around freely, and are particular about scents, especially home scents, you want your dog to feel as comfortable as possible in the new living quarters, and settle nicely.
To secure a smooth adjustment period for your beloved pet dog, implement the following tips:
Stick to Your Normal Routine
Dogs like a feeding and walking routine they can depend upon. Though you’ll be busy unpacking boxes after the move, stick to your dog day-to-day. Schedule appointments so that your pet knows something is staying normal in the midst of all the chaos. They will adjust so much faster when you play with them, feed them, and walk them at the same times you used to before the move. This will comfort your dog and make her feel more secure in the new space.
Have their Possessions Smell of the Old Home
Set aside a special corner for your dog in the new home on moving day. By placing favorite blankets, toys and bed in the niche, you are signaling to them from the beginning to start getting acquainted with the new place. Have their belongings smell of the old home so that it comforts them amidst all the new and dramatic changes.
Pet Proof the New Home and Yard
Be sure to pet proof your new home and yard. That is, keep chemicals on high shelves, tie your long electrical cords to backboards to keep the dog from tripping, remove breakables, and put up a fence or gate in the yard. Because your dog might start acting strangely if she is in any way nervous, stressed or anxious about the move, pet proofing your home and yard is vital. These safety precautions will keep her out of danger in the event she freaks out or starts behaving uncharacteristically.
Slowly Introduce Her to the New Neighborhood
Explore the new neighborhood slowly when walking your dog in the event she comes across threatening dogs as she walks the sidewalk. These are the kind who might scare and trigger stress in your animal, who is already going through a sensitive time adjusting to your new home. Also, make sure your pet is somewhat well acclimated to the new neighborhood before you decide to let her off the leash at a doggy park. You want to be certain she has a good understanding of where you live in case she runs away.
A Final Thought
No matter what type or breed of dog you have, adjusting to a new space may prove to be problematic for her. Take into account what kind of personality she has – shy, sociable and/or confident – when assessing what to do about making her feel more welcome in your new home. What is certain is that she will always be receptive to additional attention, love and affection. When extra love is forthcoming, this will help ease her into accepting the new home.
The Real Estate industry is constantly changing every day. Interest rates and regulations are always being updated. Mistakes can be made if you are not on top of the current rule book. John Collinge is an experienced and top producing Realtor. He knows what the market is doing at any given time. If you need to sell or purchase a home but have questions, call him. Doing it correctly is absolutely essential and John will make sure your deal is done correctly. He will negotiate the absolute best deal for you.
Call him today 907-440-2785.
Why Seniors Are Talking About Downsizing Their Home
Moving to a new home can be stressful. You have to find the right one, change your address, figure out where to put everything as you unpack, and then settle into a new community. With all of these considerations, why are so many seniors talking about moving?
Well, because downsizing — moving from a big, older home into a smaller, new one — can make a lot of sense. It saves money and effort just when you need it the most in retirement. Although you can never really have a completely stress-free move, with some careful planning and help, you can enjoy the benefits of downsizing.
Image Source: Pixabay
How You Benefit From Downsizing
For seniors, there are two main benefits from moving into a smaller home: money and safety.
If you are paying a mortgage on a bigger house, then you are probably paying for space and land you don’t use. This is a waste of your money, and now that you’re retired, money is something you can’t afford to waste. Buying a smaller house means spending less because the rent or mortgage will be less, as will your taxes and homeowner’s insurance. Even if you paid off your older house, you can outright buy a new one and pocket the difference in savings.
But as Dave Ramsey explains, it’s about more than just the money. Downsizing to a smaller home means less time and effort spent on maintaining and cleaning. That can be very important if you start to have problems with mobility or strength. Mowing a huge lawn or vacuuming all those unused rooms can quickly turn from annoying to difficult.
You Need A Strong Moving Plan
Once you’ve found the right-sized home to make your life easier, don’t start packing just yet. Instead, you need to spend time working on a solid organization plan.
Caregiver.org recommends you start by decluttering your current home. If your new place is smaller, there’s no need to have so many things — or the space for them. Everyone has stuff they don’t use or need anymore, so getting rid of it by donating, recycling, or throwing out can help a lot with whittling down your belongings.
For a more detailed guide for seniors moving into a new home, check out American Senior Communities. Their moving guide starts as much as one year before the move, but it still works if you’re moving sooner. Some of their suggestions include:
- Make a list of tasks and assign people to them.
- Contact your insurance company to transfer any policies.
- Decide where to put things in your new home.
- Start by packing things you won’t need right away (like mementos and heirlooms).
Keep You (And Your Things) Safe During The Move
You’ve done your research and got everything packed up and ready to go, and it’s now moving day. It’s an emotional time to be sure, but it could also be a risky one. After all, your body doesn’t have the same strength and resiliency, which means you have to be careful.
Before you even get to moving day, though, the AARP recommends finding reputable moving companies to help with the move. Be sure to check with the Better Business Bureau or the American Moving and Storage Association before hiring anyone. Then let trained professionals handle moving the heavy boxes and appliances. You can even rely on movers to safely pack before the move day arrives. They have the experience (and financial incentive) to keep your things safe.
Downsizing Is A Great Idea
It can be tough getting used to a new place at any age, especially as a senior. But with the financial and safety benefits, downsizing makes sense for many people. By having a good plan in place for organizing your belongings and moving safely, you can be settling in and enjoying the rest of your golden years in no time.
Homeowners in Alaska should always be aware of the foreclosure laws in Alaska and how to prevent such occurrences from happening.
In Alaska, the most common type of procedure of foreclosure is non-judicial. This means that the process of foreclosure with any property is done outside of the Courts.
This article is meant to help homeowners and distressed home sellers recognize the different types of foreclosure laws in Alaska, and to understand their own personal situations with foreclosure. Continue reading
Alaska became a part of the United States in 1959, and it is the largest, most sparsely populated state in the country. For many, visiting Alaska means the opportunity to explore vast expanses of untouched wilderness, wide-open spaces, abundant wildlife and more. Alaska is the epitome of outdoor adventure. For those who are planning to move to Alaska, there is lots of opportunity for both career and personal growth in larger cities such as Anchorage, Fairbanks and Juneau.
If you’re looking for more information before you set down roots in this amazing state, consider the following information below to help with your decision.
Advantages of Living in Alaska
The first and most obvious advantage of living in Alaska is having the opportunity to enjoy the breath-taking views every day. For those who value rich wildlife, natural views and an active lifestyle Alaska is certainly a place to set down roots.
The average temperature in Alaska is 37 degrees Fahrenheit, and the average annual snowfall from 1981-2010 ranged from 32.3″ (82cm) to 326.3″ (828cm). Individuals and families who enjoy outdoor activities, specifically in the winter will certainly be able to enjoy lots of skiing, snowboarding and other winter sports. Continue reading
Discover Anchorage with its rich history, impressive wildlife and rich culture. There is certainly something for every visitor!
In part 2 of our top 15 must-see spots in Anchorage, we are continuing on with the final top 8 locations: (If you missed the previous post, check it out!)
If you find yourself journeying through beautiful Alaska, Anchorage is a stop you’ll want to make! Anchorage is the largest town in Alaska, and visiting tourists love to explore its many inland tourist attractions and excursions! Add a stop to your plans and visit Anchorage, the world’s largest seaplane base!
In this two part series, we will be helping you identify the top fifteen tourist attractions in Anchorage, to ensure that you don’t miss out on some of the best sites Anchorage has to offer! In part one, check out these 7 attractions that will meet the expectations of history buffs, animal lovers, nature fans and more!
1. Alaska Native Heritage Center
Get to know Alaska’s eleven indigenous groups, natives and tribes. See the natives work on their traditional crafts and let them teach you how to make them yourself. You can also take part in their cultural dances, games, artifact demonstrations, and storytelling too! http://www.alaskanative.net
2. Anchorage Museum at Rasmuson Center
There is no better place to learn about the history of Alaska, the arctic and its people than the Anchorage Museum at Rasmuson Center.
Kids will love the “Imaginarium Discovery Center” as well as the “Spark Lab” where kids can take part in hands-on activities to learn about the history of invention! The modern museum is a beautifully designed, glass building that is full of permanent and visiting exhibits that you can explore again and again! https://www.anchoragemuseum.org
3. Alaska Wildlife Conservation Center
This 200-acre wildlife conservation center in Alaska was created to protect and provide refuge for injured, orphaned and sick wildlife animals. Experience up-close encounters with the wildlife, and learn about the different species and their various habitats. Some of the awesome animals you’ll see include elk, bison, eagles, bears and more! Some fun presentations for the kids include moose and musk ox calf bottle feeding, lynx feedings, and presentations with porcupines! https://www.alaskawildlife.org
Are you thinking about buying a home?
Interest rates remain very good.
See the rate chart below:
Current Interest Rates
Rates last updated: January 26th, 2016 08:51:35 GMT-0800 (AKDT)
|Today’s FHA/VA Rates|
|FHA/VA 30 Year Fixed||3.625%||4.718%|
|FHA/VA 15 Year Fixed||3.000%||4.139%|
|Today’s Conventional Rates|
|30 Year Fixed||3.875%||4.691%|
|15 Year Fixed||3.250%||3.431%|
|Today’s AHFC 30 Year Fixed|
|Tax Exempt 1st Time Home Buyer||3.625%||4.419%|
|Taxable 1st Time Home Buyer||3.750%||4.588%|
|Rural Owner Occupied||3.750%||4.588%|
Interest rates and APR for all loan programs are based on Sales price of $300,000 with minimum program down payment and owner occupied single family properties.
Conventional financing assumes a credit score of at least 740, with a minimum 5% down.
FHA financing assumes a credit score of at least 680, with a minimum down payment of 3.5%, and subject to FHA upfront and monthly MIP. Other rates available for borrowers with lower credit scores.
VA financing assumes a credit score of at least 680, zero down payment, and first time use of VA eligibility. Min Other rates available for borrowers with lower credit scores.
John Collinge is an Anchorage Realtor at Remax Dynamic Properties
Remax Dynamic Properties
Courtesy of Lisa Guillory